I think most of us are in favor of a debit card that allows us to store Dash in it and that doesn't charge any fees on top of the Poloniex exchange rate to load or spend the Dash. This is a pretty big plus as most debit cards can't store Dash (but rather only fiat) and even if they do, they charge a fee to convert or spend the Dash. I'm in favor of this as long as Ryan Taylor has spoken to you Julian and approves, and as long as Ryan Taylor is used as an escrow. We would all appreciate hearing Ryan's input as well as Charlie Shrem's. I'd appreciate seeing a numbered list of the exact advantages your card has over Charlie's Payza card and the advantages Charlie's card has over yours. Also Julian, when you convert the Dash to local fiat, what currencies will incur no conversion fees besides USD purchases? It seems to me if someone is trying to spend in a currency that isn't very popular that you would assuredly have an expense converting dash to btc or usd and then btc or usd to a local currency no? Regarding obtaining one of your cards Julian, your regulator allows you to send your card to any country without any KYC requirements upfront? Having fewer regulatory hurdles seems like a significant advantage over other debit cards. Could you explain the exact differences in your KYC practices compared to other cryptocurrency debit card providers Julian?