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Pay to name Evolution Concept

Discussion in 'General Discussion' started by camosoul, Oct 15, 2018.

  1. camosoul

    camosoul Grizzled Member

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    I see a problem with some of the claims made in the recent DIP5 blog.

    1) QR Codes are intimidating.

    Since when?

    2) Paying to a username is simpler.

    No, actually, it isn't.

    The username still has to be input. It still has to be acquired. Type it I, I troducing user error? Slower than scanning a QR Code.

    And it also breaks the chain of inherent knowledge.

    Once received, how does the receiver know from when we it came? In the conventional model, it doesn't matter, because a unique address had been presented for the transaction. But now, everything goes to a central point. How does the vendor know which customer sent it for which transaction? This was I weren't to the transaction model previously, but now it's broken.

    This smells of the continued complete lack of interest in the vendor's needs. To the point of taking a bad vendor experience and making it worse.

    Further, I see talk of deliberately avoiding any fiat bridge.

    You have to bridge the gap before you can fill the gap.

    Like it or not, vendor's vendors are forced to be in bed with legacy systems. You have to make it easy for them to bridge that gap.

    Is adoption not the goal anymore? You had the golden feature with InstantSend, but still aren't capitalizing on. How do you expect to reach adoption if there's still nowhere anyone can use DASH in real life? And the reason for that being, you continue to make the vendor experience completely untenable.

    You need simplicity. People walk up, scan, agree, fiat appears in the vendor's bank account. The vendor has the option to learn more, and if they so choose, hold a percentage as crypto, certain transactions, or shut off fiat conversion at some future point as they learn more, and if they feel like it.

    Adoption will occurred when people can actialla use it. The only remaining barrier is that vendor's still can't do what they need. Evolution)DIP5 looks like a solution in search of a problem that actually generates new problems.

    I'm not the only one that tried to bring something like this to market only to have the DASH community, and even some of the leadership, FUD and shut down every single project aimed at this. Even to the point of holding known bugs to use as an excuse.

    Do you really intend to reach adoption by deliberately staying in your echo chamber?
     
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  2. Quansen

    Quansen New Member

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    As I understand it pay to usernames will just be another option.

    So there will be pay to qr, pay per nfc and pay to username/pay paymentrequests.

    You probably won’t find pay to username interactions too often in real life. Usually you will fulfill payment request the merchants gives you in these various ways.


    I totally agree regarding the avoidance of fiat bridges. We need to get way from the fiat hating attitude. If we want to switch the currency behavior of the world we need to have bridges for this multi year long process. I’m not sure how to fix this attitude but it’s certainly a conversation we need to have
     
    • Agree Agree x 1
  3. qwizzie

    qwizzie Well-known Member

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  4. TroyDASH

    TroyDASH Well-known Member

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    I don't think paying to a username is intended to be used for merchant point of sale, just for sending funds to people who are in your contact list. Someone correct me if I am mistaken
     
  5. qwizzie

    qwizzie Well-known Member

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    Hi Camosoul,

    You may want to read up on the comments on : https://www.dashcentral.org/p/Dash-Nation-DFO-2018-2019
    This "Pay to name Evolution Concept" thread of yours is getting flagged as a "Shitpost" by DeepBlue in there and i'm not sure why.

    It is still unclear to me how DashCore wants to implement DIP 5 exactly, with regards to both users and merchants.
     
    #5 qwizzie, Oct 17, 2018
    Last edited: Oct 17, 2018
  6. TroyDASH

    TroyDASH Well-known Member

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    I could be wrong, but I don't think DeepBlue was referring to the OP. :D

    I think camo has some good points but also think the jury is still out on this until we actually see how it is intended to be used by merchants and consumers. I can't imagine a POS where someone has to type in a pay-to-username being a good idea either but I don't think that's what DCG is actually doing. Or are they? o_O
     
  7. qwizzie

    qwizzie Well-known Member

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    Then i'm thoroughly confused who DeepBlue was referring to in this thread and more importantly .. why.
    If DeepBlue was referring to the first reply on OP (which comes near his mentioned 12:00 (AM ?) CEST time yesterday), it still does not make any sense to me.

     
    #7 qwizzie, Oct 17, 2018
    Last edited: Oct 17, 2018
  8. GrandMasterDash

    GrandMasterDash Well-known Member
    Masternode Owner/Operator

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    A simple test. Go to google and try to create a new account / username that you actually want. It's a very frustrating process to find one where you don't add a string of random numbers just to make it unique. Let alone short usernames. This is what happens when things are free or affordable.

    Not to mention, every service wants you to create Yet Another Username, and invariably you can't get the same username across all platforms.

    If usernames are optional, it might be simpler to use phone numbers and let the masternode network deal with SMS verification in a distributed fashion i.e. each node can choose the SMS provider.
     
  9. TanteStefana

    TanteStefana Grizzled Member
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    I can't imagine QR codes being removed. The only "easier" thing about user names, is when you make recurring payments, or pay friends for lunch, or your kids for allowance. And their main use will be to see where your Dash went/to whom. QR codes obviously win. Since everyone is getting used to QR codes due to a million daily uses, I wouldn't think that is an issue. However, paying to a "name" is far more private as the wallets generate a new address each time for the general user. True, a POS will do that for a store, but I don't know of an "easy" way to do this via a general user. Also, I'm sure it will be combined. When you get your friend's info, it could be delivered via QR code. So basically, I don't know who wrote that comment, but I agree with Camo, it's not correct. These things will not be mutually exclusive, but rather inclusive and will be amazing. I can't wait :)

    To be (hopefully) clearer, The user name is kind of the lowest level of usability that Evolution supplies. Sure, it'll be nice to get your friend's name and be able to pay each other for stuff by simply choosing their name on a list in your wallet, but what happens under the hood will have many more uses that increase privacy without any general user interaction, and the applications that can be built on it are endless.
     
    #9 TanteStefana, Nov 2, 2018
    Last edited: Nov 2, 2018