In a nutshell this video explains how the edge in payment focused cryptos of cheap free and fast p2p and p2b payments is being eroded by the introduction of bank apps that do exactly this.
99% of the people do not case about the arguments of centralization / decentralization or the tech behind it.
At the end he also talks about a turnkey business solution. The package would include a crypto currency, accounting, HR, stock control and POS system. Wouldn't it be great if Evolution (one day) could deliver all this?
These are some stats from Swish the Swedish p2p bank app.
This is why I think the recent comments by DeepBlue on the DashCentral make a lot of sense. Every minute Dash does not deliver evolution is a minute given away to the first movers to have a better strong hold on the market.
There are equivalents in many EU countries