Thank you, this made it a little clearer to me, but need more. I mean, how would this work?
Ok, The system we propose works, more or less this way:
1°.- let's suppose you're a baker. The product of your labor/business is bread.
2°.- You know that in your community your bread would be well received. So you announce an offer to deliver, say 10 Kg of your delicius bread weekly, for one year.
3°.- And you launch a campaign. So, in 30 days there are enough people (a community) fans for your bread. The potential clients, giving reputation to your business.
4°.- You create a smart contract wich is validated by the most of, or all of your fans. This community is now the owner of the contract for the products offered (breads).
You have a compromise to make availabe to the community 10 Kg of bread weekly, for one year.
5°.- To warrant your fulfillment, the smart contract create a negative balance in the main address of your business wallet (Te price of all the 10 Kg of bread): CHarge Account.
To make valid your contract you give the manage of this account to another decentralized pool (A master-pool <--- the guys who randomly "verify" the transaction sales, similar like masternodes).
6°.- But as reward, you will receive the same amount of coins but with positive value, deposited in your credit account.
7°.- During the week you can use the positive coins to buy whatever you like within your community to other business with other flow scrip contracts.
8°.- Everyone who buys to you a bread, pays the price to your charge account, so positive and negative coins for that price amount dissapears.
9°.- At the end of the week, all the positive coins you haven't spent or negative coins of breads you didn't sold, are destroyed by the smart contract.
10°.- Inmediately a new amount in coins for the price of the 10 Kg of bread are created in your charge account (negative coins) and in your credit account (positive).
Your commercial activity gives you credit to your personal reputed wallet (wich is unique, and identifies you on the network)
Your reputation in your community also enhance your credit line.
So if you need money, you can create it by a "credit transaction", leaving in your wallet the negative coins.
In the system you can receive negative coins to your account, only if you authorize it.
While you have a negative balance in your personal wallet, you can not participate in investments.
But here are no interests, and no hurry to pay your debt.
As you invest in new business projects in the community you become shareholder of new business, receiving money to more credit accounts, increasing your purchase power, and your personal credit line.
This projects will only work because a digital and cheap version of banking trust accounts can be replicated bay a smart trus (a still non existent smart contract).
But once in existence these tools make you ern a lot of money. Well, not olny to you, but for everybody.
P.S. please excuse my misspellings