The concept of crypto currency was designed initially using the best of traditional money systems e.g. Gold. Being of limited supply, requiring work to mine, being fungible etc. However what I feel is missing is stability i.e. a coin that does not vary in price closely linked to DASH. If you consider that even in the current financial system there is transaction fiat money and also a "stable" storage asset which is currently gold. Banks and even Governments hold Gold as a "stable" means of storing value. Cryptocurrencies are not mimicking yet these two functions. They are only doing one or the other but not both. If DASH is to replace the current financial system I feel we must have some form of additional stable twin DASH coin to accompany our current DASH transactional coin. Businesses cannot run their operations effectively and pay their due taxes or even budget with a currency that is volatile. They need a stable currency. My understanding is that Evan Duffiled envisaged that the DASH price would become more stable the more people used the currency. That is true to a degree however we have to get to that point first and I do not see how we can get to that point unless we have stability in the digital currency. Companies need stability in order to have confidence in transacting in a crypto currency. Not only this some industries such as food run on very small margins and simply cannot tolerate volatility. Many of the essential products and services for life i.e. where people cannot survive without out them, run on low margins however those are the exact products that cryptocurrency must operate in for mass adoption to occur. My belief is that most businesses are currently using DASH and other cryptos most likely because they see it as "cool" or a new trend and worth having some DASH just in case it becomes the next big thing. However my opinion is that currently companies do not see DASH or other crypto currencies as a viable currency for stable, regular day to day commerce. What we need is stability and preferably a currency that is more stable that than the USD and Euro which is worth on average half its value every 10 years. What I feel DASH needs is a twinned coin, I will call it DASH Stable or Dash Gold. this would be a stable coin that companies could move their DASH earnings to. Our current coin is geared towards transactions but the second coin would be geared toward maintaining a constant value. I would propose that the stable coin not be pegged to any fiat currency like the USD or Euro. Instead the twin stable DASH coin would be pegged to the value of a basket of items (around 80,000 https://www.thebalance.com/cost-of-living-define-calculate-compare-rank-3305737) that people need on a day to day basis and to ensure that the stable coin can always buy the same basket of items whether it is now or in the future. The stable coin would be locked against the cost against that basket of good unit price. In this way the DASH stable coin would be of more value than fiat currency which depreciates with time. DASH's current coin would be used for day to day transactions however merchants could lock in their earnings seamlessly with the DASH stable coin ensuring that their earnings are maintained. I have studied a few stable coins however the one that seems of interest is the Maker DAO coin. https://coinmarketcap.com/currencies/maker/ This coin uses a clever way to incentivise users to buy or sell should there be price fluctuations. If you look at the charts on coinmarketcap you can see that this coin has pretty much maintained its value right the way through the bear market. I would like to propose that Even Duffield and the DASH core team consider developing a DASH stable coin that would work seamlessly with our current DASH coin so that businesses could transfer their earnings to this new stable coin and use the current DASH coin for transactions. I feel this could give DASH a significant advantage over other coins which are either volatile like Bitcoin or completely stable like Tether or Maker DAO. Once we have a stable twin coin businesses with low margins such as the food industry would consider DASH as a working currency. If we could ensure the stable coin is also linked to a basket of goods so that it holds its value in 50 years or more then it would be of considerable greater valuable than fiat currencies and businesses would naturally move towards using DASH. I feel the main reason we do not have mass adoption yet is because what crypto has to offer is not yet giving enough value for businesses to want to move over to using it. A twin coin DASH transactional and DASH stable could give businesses and individuals just what they need to transition from fiat to using DASH as their preferred means of value store and exchange.