I propose the Dash community to provide a stable value coin, supposedly DashUSD. Otherwise, the merchants have to convert their payments to the local currency immediately for the reason of risk management. They just can't accept their business crashing together with the market price. I'm afraid that Dash will never become a digital cash really because of the volatility of the cryptocurrencies. It will be just another asset used as a store of value. The demand for stable value coins is increasing as we can see the growth of the market cap of Tether and bitUSD, and the launch of a new stable coin called TrueUSD. I propose the Dash community to mimic the bitUSD. Then, we can provide a mobile application for the merchants to accept payments without the need of a third party. Finally, we can really abolish the need of banks and credit cards. In fact, the US dollar is not a stable value currency. We should provide a DashUSCPI (Consumer Price Index). Eventually, the coin will be adopted as a unit of account.